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Banking-as-a-Service

Sterling Mercantile Neo — Business Banking Reinvented

Fast, Global Business Banking

Sterling Mercantile Neo delivers next-generation business banking through EQIBank's Banking-as-a-Service platform. Unlike traditional banks that take weeks or months to onboard, our clients can open accounts in days, not months — fully digital, compliant, and ready to transact.

With access to 180+ countries and 100+ currencies, your business gains instant global reach.

What Is Banking-as-a-Service (BaaS)?

Banking-as-a-Service is a white-label infrastructure that allows Sterling Mercantile Neo to deliver full banking capabilities under your brand.

You get:

  • Multi-currency accounts — GBP, EUR, USD, and more.
  • Escrow services — secure fund holding for large deals.
  • Crypto integration — instant swaps between crypto and fiat.
  • Coin minting — issue your own digital tokens directly from the dashboard.
  • Tier-1 correspondent banking — reliable rails for global transfers.
Dashboard mock-up with fiat balances, crypto wallet, and escrow tab
Escrow flow diagram showing deposit, hold, and release

Escrow for Business Confidence

International trade often faces trust issues: sellers want payment upfront, buyers want proof of delivery. With EQIBank escrow, funds are held securely until agreed conditions are met — protecting both sides.

Example: A Romanian client orders a large transformer for bus charging stations. Funds are deposited into escrow. Once the Bill of Lading (FOB) is issued, payment is automatically released to the factory.

Crypto & Coin Minting

Sterling Mercantile Neo integrates crypto custody and conversion directly into business banking.

  • Convert top digital assets to fiat in minutes.
  • Mint your own branded coin for loyalty, settlement, or industry-specific use.
  • Swap instantly between 100+ fiat currencies and crypto.
Crypto and Coin Minting Interface

Why Choose Sterling Mercantile Neo Business Banking

FeatureSterling Mercantile NeoTraditional Bank
Account OpeningDays, digital onboardingWeeks to months
Global Reach180+ countries, 100+ currenciesLimited
EscrowBuilt-inRare, slow
CryptoIntegrated custody & mintingNot supported
FeesTransparent, lowHigh, complex
ComplianceAI-driven, fact-basedPolitically influenced
Marco Pearman-Parish, CEO of Sterling Mercantile Neo

Next Steps

Partner with Sterling Mercantile Neo to launch your own business bank in a box.

Schedule a consultation today and discover how escrow, crypto, and global reach can transform your operations.

Schedule a Consultation